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Twelve lessons to understand what you're considering before you put money at risk.

01 · Investing basics

Investing involves buying assets for potential long-term income or appreciation. Stocks represent ownership, while bonds are loans. Both can lose value.

Exercise: Write down one question you would need answered and one risk you would investigate further.

This lesson is general education; research should always be verified using primary sources.

02 · Stock market history

Public share markets have roots in Amsterdam in the early 1600s; the New York Stock Exchange traces its beginnings to the 1792 Buttonwood Agreement.

Exercise: Write down one question you would need answered and one risk you would investigate further.

This lesson is general education; research should always be verified using primary sources.

03 · Understanding stocks

A share represents partial ownership of a business. Share prices change with expectations, risk, news and supply and demand.

Exercise: Write down one question you would need answered and one risk you would investigate further.

This lesson is general education; research should always be verified using primary sources.

04 · Investing versus trading

Investing generally focuses on longer horizons. Trading involves shorter-term buying and selling, with more execution, cost and behavioral risks.

Exercise: Write down one question you would need answered and one risk you would investigate further.

This lesson is general education; research should always be verified using primary sources.

05 · Opening a brokerage account

Compare fees, regulatory status, account protection, order types and margin terms. FINRA BrokerCheck and Investor.gov help verify credentials.

Exercise: Write down one question you would need answered and one risk you would investigate further.

This lesson is general education; research should always be verified using primary sources.

06 · Analyzing companies

Use annual reports to review revenue, margins, debt, cash flow, competitors, valuation and major risk factors. Start with SEC EDGAR.

Exercise: Write down one question you would need answered and one risk you would investigate further.

This lesson is general education; research should always be verified using primary sources.

07 · Understanding stock charts

Candlesticks show open, high, low and closing prices over a period. Charts describe previous prices, not certain future outcomes.

Exercise: Write down one question you would need answered and one risk you would investigate further.

This lesson is general education; research should always be verified using primary sources.

08 · Stocks versus cryptocurrency

Stocks may carry legal ownership rights in corporations. Cryptoassets vary substantially in custody, governance, utility and risks.

Exercise: Write down one question you would need answered and one risk you would investigate further.

This lesson is general education; research should always be verified using primary sources.

09 · Managing risk

Diversification and position sizing reduce concentration but cannot guarantee losses are avoided. Leverage can magnify losses.

Exercise: Write down one question you would need answered and one risk you would investigate further.

This lesson is general education; research should always be verified using primary sources.

10 · How great investors think

Study Warren Buffett's focus on business value, Jack Bogle's low-cost indexing philosophy and Ray Dalio's macroeconomic frameworks.

Exercise: Write down one question you would need answered and one risk you would investigate further.

This lesson is general education; research should always be verified using primary sources.

11 · AI and investing in 2026

AI can help organize research and explain filings, but may invent facts or miss changes. Always verify claims against original sources.

Exercise: Write down one question you would need answered and one risk you would investigate further.

This lesson is general education; research should always be verified using primary sources.

12 · Reading market news

Separate facts, predictions and opinion. Verify announcement dates, earnings figures, interest rates and sources before drawing conclusions.

Exercise: Write down one question you would need answered and one risk you would investigate further.

This lesson is general education; research should always be verified using primary sources.